Merchant Cash Advance
£5,000 to £500,000. Repayments flex with eligible card sales rather than a fixed monthly amount.
From 3 months trading →Funding for ambitious businesses
Move your business forward.
Flexible finance for stock, refurbishment, expansion or working capital—with a dedicated specialist beside you from the first conversation.
✓ Soft credit check available✓ Decisions possible within 24 hours✓ UK & Ireland
Funding options
Finance that fits the next move.
We help identify a suitable route based on how your business trades, what you need and how you prefer to repay.
Business Term Loan
£10,000 to £750,000 for growth, stock, refurbishment or working capital.
6 months to 6 years →Revolving Credit
£5,000 to £125,000 with a flexible facility you can use as business needs change.
Terms up to 12 months →Growth Guarantee
£25,000 to £125,000 for established limited companies planning their next stage.
2 to 6 year terms →Simple process
From idea to decision in three clear steps.
Tell us what you need
Complete the short online application with your business and funding details.
We assess your options
A dedicated specialist reviews your circumstances and supporting documents.
Choose with confidence
Review any available offer, costs and repayment structure before you proceed.
Merchant cash advance
Could your business be eligible?
A merchant cash advance may suit customer-facing businesses taking regular card or online payments.
Check eligibility →✓Trading for at least 3 months
✓Based in the UK or Ireland
✓Average monthly card turnover of £5,000+
✓Process card or online payments
Ready to explore your options?
Start online or contact the RiseHarbour Finance team.